Mail Stop 4561 November 22, 2005 VIA U.S. MAIL AND FAX (386) 274-1223 Mr. William H. McMunn President and Chief Executive Officer Consolidated-Tomoka Land Co. 1530 Cornerstone Boulevard, Suite 100 Daytona Beach, FL 32117 Re: Consolidated-Tomoka Land Co. Form 10-K for the year ended December 31, 2004 Filed March 14, 2005 File No. 0-5556 Dear Mr. McMunn: We have completed our review of your Form 10-K and do not, at this time, have any further comments. Sincerely, Daniel L. Gordon Branch Chief